Method and apparatus for adjusting a user interface displayed on a user device

ABSTRACT

This application relates to a method for adjusting a user interface displayed on a user device. In one aspect, the method for providing a service of hiding account information, performed in a user device linked with a financial institution server, including displaying a plurality of accounts included in account information received from the financial institution server on a home screen of the user device, receiving a screen edit request of a user through selection of an icon displayed on the home screen, and displaying the plurality of accounts in a first area of an edit screen, moving locations of some of the plurality of accounts from the first area to a second area different from the first area based on a user input, and displaying on the home screen only accounts included in the first area of the edit screen.

CROSS-REFERENCE TO RELATED APPLICATION

This application is a continuation of U.S. patent application Ser. No.17/225,663 filed on Apr. 8, 2021, which claims priority to Korean PatentApplication No. 10-2020-0043781 filed on Apr. 10, 2020 and Korean PatentApplication No. 10-2020-0064522 filed on May 28, 2020 in the KoreanIntellectual Property Office under 35 U.S.C. 119, the contents of eachof which are herein incorporated by reference in their entirety.

BACKGROUND Field

The described technology relates to a method for adjusting a userinterface displayed on a user device.

Description of the Related Technology

What is set forth in this section just provides background informationon the present embodiments and does not constitute the prior art.

Currently, each financial institution provides various banking servicesusing web pages and applications of banks as part of customer service.Such banking services using the Internet can reduce the loss of time forcustomers and improve the convenience of use compared with theconventional method of visiting a bank and conducting business inperson.

SUMMARY

One aspect is a method for adjusting a user interface displayed on auser device using a masking layer, for example, so as to hide or blockparticular accounts or the balance information of the accounts of a useron a screen according to user settings and of disclosing hiddeninformation through a touch event.

Another aspect is a method for adjusting a user interface displayed on auser device using a masking layer, for example, so as to hide or blockaccount information, configured to hide the balance information ofaccounts displayed on a screen by displaying a masking layer in abalance display area in the accounts if a function of hiding the balanceinformation is set.

Another aspect is a method for adjusting a user interface displayed on auser device using a masking layer, for example, so as to hide or blockaccount information, configured to show part or all of the balanceinformation using a touch start point and a touch end point of a touchevent if the touch event occurs in an account whose balance informationhas been hidden.

Another aspect is a method for adjusting a user interface displayed on auser device using a masking layer, for example, so as to hide or blockaccount information, configured to provide an interface for displayingthe rest of the accounts other than set accounts on a home screen in aset arrangement order if a user sets particular accounts s/he intends tohide from the home screen by using an edit screen.

The described technology is not limited to those mentioned above, andother objects and advantages of the described technology that have notbeen mentioned can be understood by the following description, and willbe more clearly understood by embodiments of the described technology.In addition, it will be readily understood that the objects andadvantages of the described technology can be realized by the means andcombinations thereof set forth in the claims.

Another aspect is a method for providing a service of hiding accountinformation, performed in a user device linked with a financialinstitution server, including displaying one or more accounts includedin account information received from the financial institution server ona screen of the user device, displaying a masking layer to cover abalance display area of the accounts displayed on the screen, if a touchevent dragged in one direction occurs on the balance display area,adjusting a size of the masking layer using a length between a touchstart point and a touch end point of the touch event, and when the touchevent ends, readjusting the size of the masking layer to cover thebalance display area.

Another aspect is a method for providing a service of hiding accountinformation, performed in a user device linked with a financialinstitution server, including displaying a plurality of accountsincluded in account information received from the financial institutionserver on a home screen of the user device, receiving a screen editrequest of a user through selection of an icon displayed on the homescreen, and displaying the plurality of accounts in a first area of anedit screen, moving locations of some of the plurality of accounts fromthe first area to a second area different from the first area based on auser input, and displaying on the home screen only accounts included inthe first area of the edit screen.

The method for providing a service of hiding account information of thedescribed technology can prevent leakage of sensitive personalinformation and improve security by displaying an opaque masking layeron the balance display area of an account to prevent the accountinformation (e.g., the balance information of the account) of a userfrom being constantly exposed on the home screen.

Further, the method for providing a service of hiding accountinformation of the described technology discloses the balanceinformation by adjusting the size of the masking layer based on thetouch event of a user that has occurred in the balance display area.Through this, the user can check the balance of particular accounts onlyat the moments s/he desires, thereby reducing anxiety about exposure offinancial information. Moreover, the described technology includes anentertainment element such as secretly checking the balance as ifscratching a lottery ticket, so that users can feel fun and increase theutilization rate of the service.

Another aspect is a method of adjusting a user interface displayed on auser device, the method including: establishing, by a communicationinterface of the user device, a communication link with a server;receiving, by the communication interface, account informationassociated with a user from the server, the account informationincluding a plurality of accounts of the user; providing, by a processorof the user device, a user interface on a display of the user device,the user interface configured to provide information associated with theplurality of accounts on a home screen of the display and an edit screenof the display, the edit screen including a first area and a second areadifferent from and not overlapping the first area on the edit screen;controlling the user interface, by the processor, to display theplurality of accounts on the home screen of the display; receiving, bythe processor, a screen edit request from the user through selection ofan icon displayed on the home screen; controlling the user interface, bythe processor, to display the plurality of accounts in the first area ofthe edit screen; controlling the user interface, by the processor, tomove locations of at least one of the plurality of accounts from thefirst area to the second area based on a user input; and controlling theuser interface, by the processor, to display on the home screen only oneor more accounts remaining in the first area of the edit screen suchthat the at least one of the plurality of accounts moved to the secondarea is invisible on the home screen.

In the above method, a size of each of the plurality of accountsdisplayed on the home screen is formed to be larger than a size of eachof the plurality of accounts displayed on the edit screen.

In the above method, each of the plurality of accounts in the editscreen includes an order change icon, and wherein accounts for which theorder change icon is selected are moved from the first area to thesecond area through a drag and drop animation based on the user input.

In the above method, controlling the user interface to display on thehome screen only the one or more accounts remaining in the first areaincludes: fixing and displaying a preset primary account out of theplurality of accounts at a top of the home screen; and displaying theone or more remaining accounts on the home screen in the same order asan arrangement order in the first area.

In the above method, controlling the user interface to display theplurality of accounts in the first area of the edit screen, theplurality of accounts not including a predetermined specific account tobe excluded from the edit screen.

The above method further including: receiving, by the processor, thescreen edit request again from the user through selection of the icondisplayed on the home screen; and controlling the user interface, by theprocessor, to display the plurality of accounts in the first area andsecond area of the edit screen, wherein the first area including the atleast one of the plurality of accounts, wherein the second areaincluding the remaining accounts out of the plurality of accounts,wherein in the edit screen, each of the plurality of accounts includesan order change icon, and wherein accounts for which the order changeicon is selected are moved from the second area to the first areathrough a drag and drop animation based on the user input.

The above method further including: controlling the user interface, bythe processor, to display a balance display button on the edit screen;and receiving, by the processor, a display setting for the balanceinformation of the accounts displayed on the home screen from the userthrough selection of the balance display button displayed on the editscreen.

In the above method, the display setting for the balance information ofthe accounts is applied to all the accounts displayed on the homescreen.

Another aspect is a non-transitory computer-readable recording mediumstoring computer-executable instructions, the computer-executableinstructions configured to cause a computing device having at least oneprocessor and at least one memory to perform a method of adjusting auser interface displayed on a user device, the method including:establishing, by a communication interface of the user device, acommunication link with a server; receiving, by the communicationinterface, account information associated with a user from the server,the account information including a plurality of accounts of the user;providing, by a processor of the user device, a user interface on adisplay of the user device, the user interface configured to provideinformation associated with the plurality of accounts on a home screenof the display and an edit screen of the display, the edit screenincluding a first area and a second area different from and notoverlapping the first area on the edit screen; controlling the userinterface, by the processor, to display the plurality of accounts on thehome screen of the display; receiving, by the processor, a screen editrequest from the user through selection of an icon displayed on the homescreen; controlling the user interface, by the processor, to display theplurality of accounts in the first area of the edit screen; controllingthe user interface, by the processor, to move locations of at least oneof the plurality of accounts from the first area to the second areabased on a user input; and controlling the user interface, by theprocessor, to display on the home screen only one or more accountsremaining in the first area of the edit screen such that the at leastone of the plurality of accounts moved to the second area is invisibleon the home screen.

Moreover, the method for providing a service of hiding accountinformation of the described technology can reduce the hassle of findingparticular accounts in an account list every time a user uses anapplication, by displaying accounts in the order specified in advance bythe user on the home screen of the application.

In addition to what has been described, specific effects of thedescribed technology will be described together while describingspecific details for carrying out the described technology.

BRIEF DESCRIPTION OF THE DRAWINGS

FIG. 1 is a diagram for illustrating a system for performing a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide account information in accordance withsome embodiments of the described technology.

FIGS. 2, 3A and 3B are diagrams for illustrating a method of setting adisplay order of accounts in accordance with some embodiments of thedescribed technology.

FIGS. 4, 5A and 5B are diagrams for illustrating a method of setting forhiding accounts in accordance with some embodiments of the describedtechnology.

FIGS. 6A and 6B are diagrams for illustrating one embodiment of hidingall accounts in accordance with the method of setting for hidingaccounts of FIG. 4 .

FIGS. 7, 8A and 8B are diagrams for illustrating a method of adjusting auser interface displayed on a user device using a masking layer, forexample, so as to set for hiding balance information of an account inaccordance with some embodiments of the described technology.

FIG. 9 is a flowchart for illustrating an algorithm of a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with one embodiment of the described technology.

FIG. 10 is a flowchart for illustrating an algorithm of a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with another embodiment of the described technology.

FIGS. 11A and 11B are diagrams for illustrating the method of hiding anddisclosing balance information of FIG. 9 .

FIGS. 12, 13A and 13B are diagrams for illustrating a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with one embodiment of the described technology.

FIGS. 14, 15A and 15B are diagrams for illustrating a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with another embodiment of the described technology.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT

In general, when a user accesses a user account through a bankingapplication, the home screen displays a plurality of accounts of theuser in a fixed order. However, since existing applications do not allowthe order of a plurality of accounts to be changed on the home screen,there was an inconvenience that a user had to search for, one by one ateach use, particular accounts s/he would like to find regardless of thefrequency of use.

In addition, since existing banking applications display all theaccounts owned by a user and the information on each account (e.g.,balance information, etc.) on the home screen, there was a risk ofleakage of the account information and personal information of the userwhen using financial services through a banking application in publicplaces.

Therefore, there was a need for a service that could hide information onparticular accounts of a user or allow hidden information to be checkedonly when the user so desired while the user was using a bankingapplication.

The terms or words used in the present description and the claims shouldnot be construed as limited to their ordinary or lexical meanings. Theyshould be construed as the meaning and concept in line with thetechnical idea of the described technology based on the principle thatthe inventor can define the concept of terms or words in order todescribe his/her own inventive concept in the best possible way.Further, since the embodiment described herein and the configurationsillustrated in the drawings are merely one embodiment in which thedescribed technology is realized and do not represent all the technicalideas of the described technology, it should be understood that theremay be various equivalents, variations, and applicable examples that canreplace them at the time of filing this application.

Although terms such as first, second, A, B, etc. used in the presentdescription and the claims may be used to describe various components,the components should not be limited by these terms. These terms areused only for the purpose of distinguishing one component from another.For example, a first component may be referred to as a second component,and similarly, a second component may be referred to as a firstcomponent, without departing from the scope of the described technology.The term ‘and/or’ includes a combination of a plurality of relatedlisted items or any item of the plurality of related listed items.

The terms used in the present description and the claims are merely usedto describe particular embodiments and are not intended to limit thedescribed technology. Singular expressions include plural expressionsunless the context explicitly indicates otherwise. In the presentapplication, terms such as “comprise,” “have,” etc. should be understoodas not precluding the possibility of existence or addition of features,numbers, steps, operations, components, parts, or combinations thereofdescribed herein.

Unless otherwise defined, all terms used herein, including technical orscientific terms, have the same meaning as commonly understood by thoseof ordinary skill in the art to which the described technology pertains.

Terms such as those defined in commonly used dictionaries should beconstrued as having a meaning consistent with the meaning in the contextof the relevant art, and are not to be construed in an ideal orexcessively formal sense unless explicitly defined in the presentapplication

In addition, each configuration, procedure, process, method, or the likeincluded in each embodiment of the described technology may be shared tothe extent that they are not technically contradictory to each other.

Hereinafter, a method for providing a service of hiding accountinformation, which is capable of hiding particular accounts of a userand the balance deposited in the accounts of the user from a screenaccording to user settings, will be discussed in detail.

FIG. 1 is a diagram for illustrating a system that can carry out amethod for adjusting a user interface displayed on a user device using amasking layer, for example, so as to hide account information inaccordance with some embodiments of the described technology.

The system of FIG. 1 may comprise a server 100 and a user device 200communicating data with each other via a communication network 300. Theserver 100 may include a processor configured to perform serveroperations, a memory configured to store instructions to perform theserver operations described below, and a communication interfaceconfigured to communicate data with the user device 200. The user device200 may include a processor configured to perform user device operationsdescribed below, a memory configured to store instructions to performthe user device operations, a display, and a communication interfaceconfigured to communicate data with the server 100. The processor of theuser device 200 may provide a user interface on the display to interactwith a user and hide and show account information.

The server 100 may be linked with the user device 200 to act as anexecution agent of the method for providing a service of hiding accountinformation in accordance with an embodiment of the describedtechnology. The server 100 can manage a plurality of accounts for aparticular user, change the order of accounts and display them on theuser device 200, and perform a function of hiding or disclosingparticular accounts and the balance information for the particularaccounts.

Specifically, the server 100 in accordance with an embodiment of thedescribed technology provides the user device 200 with the informationon a plurality of accounts of the user (hereinafter, accountinformation). Here, the account information may include an account name,an account number, balance information, etc.

Next, the server 100 may display the plurality of accounts of the useron the screen of the user device 200. Each account may be displayed onthe screen of the user device 200 so as to include information, such asan account name, an account number, balance information, etc.

At this time, the balance information of an account may be displayed ona preset balance display area of the account. Depending on displaymethods, the balance information may be displayed on a background layeror on a separate balance layer of the account.

In addition, the server 100 may display at the top of the user device200 a preset primary account out of the plurality of accounts displayedon the user device 200.

If a particular account is suspended, the server 100 may display theaccount name, the account number, etc., excluding the balanceinformation in that account. However, this is just one example and thedescribed technology is not limited thereto.

Next, the server 100 may receive a setting for an account display methodfrom a user through an edit screen provided to the user device 200. Theuser may set a display order of the accounts, whether or not theaccounts are to be hidden, whether or not the balance information of theaccounts is to be displayed (hereinafter, referred to as a balancedisplay), etc., via the user device 200.

At this time, the edit screen may comprise a first area includingaccounts to be displayed on the home screen of an application running onthe user device 200, a second area including accounts to be hidden fromthe home screen, and a button for selecting whether to show the balance(hereinafter, a balance display button).

For example, the user may move a plurality of accounts included in thefirst area to the second area through the edit screen. Further, byselecting and moving the accounts included in the first area, it ispossible to change an arrangement order of the plurality of accountsincluded in the first area.

Upon completion of editing, the server 100 may receive the accountsincluded in the first area and the account included in the second area.Subsequently, the user device 200 may display only the accounts includedin the first area on the screen based on the information received.

In addition, the user device 200 may display a plurality of accounts onthe screen based on an arrangement order for the plurality of accountsincluded in the first area.

On the other hand, if the user has canceled the setting of the balancedisplay button through the edit screen, the user device 200 may displaya masking layer in the balance display area of the account. At thistime, the masking layer may be displayed opaquely.

In one embodiment, if the balance information of an account is displayedon the balance display area through the balance layer, the user device200 may set and display an initial value of the width of the balancelayer to be the minimum value of a preset range. Further, the server 100may set and display an initial value of the width of the masking layerto be the maximum value of a preset range. Next, the server 100 mayadjust the widths of the balance layer and the masking layer so that thechange in the sizes of the balance layer and the masking layer is ininverse proportion to each other based on a touch event of the user.This will be described in detail below.

Moreover, in another embodiment, if the balance information of anaccount is displayed in the balance display area, the server 100 may setand display the width of the masking layer so that the masking layercovers the balance information in the balance display area. As themasking layer overlaps with the balance information, the balanceinformation of the account may be hidden.

Next, the user device 200 may disclose the hidden balance information ofthe account through a touch event (e.g., a touch event of dragging tothe right) of the user. At this time, the user device 200 may receive atouch start point and a touch end point of the touch event of the user.

For example, the touch event may be a user input that is dragged fromleft to right, and in this case, the touch start point may be located tothe left of the touch end point. However, the described technology isnot limited to the touch event described above, and the touch event maybe variously modified and implemented. In the following, the descriptionwill be given with an example that the touch event is a user input thatis dragged from left to right for convenience of description.

Next, the user device 200 may adjust the size of the masking layer basedon a calculated width between the touch start point and the touch endpoint of the touch event.

In one embodiment, the user device 200 may disclose the balanceinformation included in the width of the balance layer by increasing thewidth of the balance layer and decreasing the width of the masking layerusing the calculated width.

Further, in another embodiment, the user device 200 may disclose thebalance information displayed in the balance display area by decreasingthe width of the masking layer using the calculated width.

Next, when the touch event ends, the user device 200 may hide thebalance information by readjusting the size of the masking layer to apreset initial value.

Meanwhile, an application (e.g., a banking application) used tocommunicate with the server 100 may be installed on the user device 200.The user may change the display order of accounts or hide particularaccounts and the balance information of the accounts through theapplication (hereinafter, referred to as an application) installed onthe user device 200.

In some embodiments of the described technology, the user device 200 mayrefer to various electronic devices such as a personal computer (PC), alaptop computer, a tablet, a mobile phone, a smartphone, a wearabledevice (e.g., a watch-type device), etc.

Further, the user device 200 may comprise an input unit configured toreceive a user input, a display unit configured to display visualinformation, a communication unit configured to transmit and receivesignals to and from the outside, and a control unit configured toprocess data, control the respective units inside the user device 200,and control data transmission/reception between the units. In thefollowing, what the control unit performs inside the user device 200according to the commands of the user is collectively referred to asbeing performed by the user device 200.

In addition, the server 100 is a computer system that providesinformation or services to the user device 200 through the communicationnetwork 300 and may refer to a computer program or device. Moreover, theserver 100 described above may be directly operated or managed by aparticular company or individual, or may be outsourced, or may beoperated by the same entity.

Furthermore, since the name of the server 100 is not specified,functions performed by each server 100 may also be performed by otherservers 100, and as a matter of course, functions performed by oneserver 100 may be performed separately by a plurality of servers 100.

On the other hand, the communication network 300 serves to connect theserver 100 and the user device 200. That is, the communication network300 refers to a communication network that provides a connection routeso that the user device 200 can transmit and receive data afterconnecting to the server 100. The communication network 300 mayencompass, for example, wired networks such as LANs (Local AreaNetworks), WANs (Wide Area Networks), MANs (Metropolitan Area Networks),ISDNs (Integrated Service Digital Networks), etc., and wireless networkssuch as wireless LANs, CDMA, Bluetooth, satellite communication, etc.,but the scope of the described technology is not limited thereto.

The method for providing a service of hiding account information of thedescribed technology may be performed only on the server 100, or dividedinto and performed by the server 100 and the user device 200. However, adescription will be provided, with the execution agent being generallytreated as the user device 200 for convenience of description in thefollowing.

FIGS. 2, 3A and 3B are diagrams for illustrating a method of setting adisplay order of accounts in accordance with some embodiments of thedescribed technology.

First, referring to FIG. 2 , the user device 200 displays a plurality ofaccounts on the home screen of the application (S110). At this time, theuser device 200 may include account names, account numbers, balanceinformation of the accounts, etc., in the accounts displayed. The userdevice 200 may display each account (or account icon) in a preset color.

Next, the user device 200 receives a screen edit request from the user(S120).

At this time, the user device 200 may receive a selection for an icon(e.g., a screen edit button) displayed on the home screen from the user.After receiving the screen edit request, the user device 200 may displayan edit screen on the screen.

Next, the user device 200 displays the first area and the second area inthe edit screen (S130).

At the time of the initial setting of the edit screen, the user device200 may display on the first area a plurality of accounts belonging tothe user. In this case, the information on the plurality of accounts maybe used by receiving it from the server 100. The user device 200 maydisplay an order change icon on each of the plurality of accountsincluded in the first area. For the accounts for which the order changeicon is selected, their arrangement order position may be changed basedon the user input.

Next, the user device 200 saves an arrangement order of the plurality ofaccounts set by the user in the first area (S140). At this time, theuser device 200 may fix a preset primary account at the top of the homescreen. However, this is just one example and the described technologyis not limited thereto.

Next, the user device 200 displays the plurality of accounts of the useron the home screen in the same order as the arrangement order in thefirst area (S150).

In the following, a method of setting an arrangement order of theaccounts displayed on the home screen in accordance with someembodiments of the described technology will be described with referenceto FIG. 3 .

In FIGS. 3A and 3B, <a1> shows the home screen HD of the application,<a2> and <a3> show the edit screen SD of the home screen HD, and <a4>shows the home screen HD after editing has been completed.

Referring to FIG. 1 and <a1> of FIG. 3A, the user device 200 of themethod for providing a service of hiding account information inaccordance with an embodiment of the described technology may display aplurality of accounts for the user, a screen edit button DS or the likeon the home screen HD of the application.

The user device 200 may display a first account A1, a second account A2,a third account A3, a fourth account A4, a fifth account A5, and a sixthaccount A6 on the home screen HD. The user device 200 may display thefirst account A1, the second account A2, the third account A3, thefourth account A4, the fifth account A5, and the sixth account A6 on thehome screen HD in the same order as the accounts were created. However,the described technology is not limited thereto.

At this time, the first account A1 may be a preset primary account. Ifthe user has set the first account A1 to be the primary account, theuser device 200 may display a character icon (e.g., a star icon) in thefirst account A1. Next, the user device 200 may fix and display thefirst account A1 at the top of the home screen HD. However, this is justone example and the described technology is not limited thereto.

The user device 200 may display the account name, account number,balance, account type (e.g., installment savings, credit loans, etc.),etc. in the account.

Next, referring to <a2> of FIG. 3A and <a3> of FIG. 3B, if the userclicks the screen edit button DS of the home screen HD, the user device200 may display the edit screen SD for the home screen HD in theapplication. The edit screen SD may comprise a first area D1 includingaccounts to be displayed on the home screen HD, a second area D2including accounts to be hidden from the home screen HD, a balancedisplay button MB, etc.

At this time, the user device 200 may display the accounts on the editscreen SD so as to be smaller than the size of the accounts displayed onthe home screen HD. Through this, the user can grasp the order of theplurality of accounts at a glance on the edit screen SD.

In addition, the user device 200 may set an all-account show state(i.e., all-account display state) as the default. As a result, the userdevice 200 may initially display movable accounts among the plurality ofaccounts displayed on the home screen HD on the first area D1. Further,the user device 200 may set the initial second area D2 to be empty.

Details of the function of the second area D2 will be described laterwith reference to FIGS. 5 to 6 .

The user device 200 may display the first account A1, the third accountA3, the fourth account A4, the fifth account A5, and the sixth accountA6 on the first area D1 in the same arrangement order as the accountsdisplayed on the home screen HD.

At this time, the user device 200 may not display the accounts to beexcluded from editing on the first area D1 (e.g., continuation ofopening an account, a contract card for monthly or deposit-based rent, asafe box, a piggy bank, etc.).

Accordingly, the user device 200 may display the first account A1, thethird account A3, the fourth account A4, the fifth account A5, and thesixth account A6 on the edit screen SD, except for the second account A2corresponding to the safe box in the first area D1.

The user device 200 may display account details the same as thosedisplayed on the home screen HD (e.g., the account color, account name,and balance information), a primary account setting function UB, and anorder change icon HG onto the plurality of accounts displayed on theedit screen SD.

The user device 200 may receive a display setting for the balanceinformation (e.g., show or hide the balance; hereinafter, a balancedisplay setting) of the accounts displayed on the home screen HD throughthe balance display button MB. At this time, the initial setting of thebalance display button MB may be ‘show balance.’ The balance displaysetting may be applied to all of the accounts displayed on the homescreen (HD), rather than the setting for each account. However, thedescribed technology is not limited thereto, and the balance displaysetting may be possible for each account depending on embodiments.

In this case, the user device 200 in the edit screen SD may display thebalance information of the respective accounts displayed on the editscreen SD, regardless of whether the balance display button MB iscanceled.

For example, the balance information may include the balance of demanddeposits, meeting bankbooks, and other various types of bankbooks, thebalance of deposits and installment savings, and the balance of a loanin a credit.

If an account is in a suspended state or a meeting-member bankbook is ina suspended state, the user device 200 may exclude the suspended accountand the balance information of the meeting-member bankbook accountincluding the suspended account. However, this is just one example andthe described technology is not limited thereto.

In addition, the user device 200 may display the primary account settingfunction UB on the accounts displayed on the edit screen SD. The userdevice 200 may display the primary account setting function UB on thedemand deposit accounts, meeting-host bankbook accounts, and othervarious types of accounts. At this time, it may not be possible todesignate a deposit/withdrawal suspension account, a transactionsuspension account, and a dormant account as a primary account.

If the user sets the primary account setting function UB for aparticular account, the user device 200 may display a star icon in theaccount. Further, the user device 200 may fix and display the particularaccount set as the primary account at the top of the home screen HD andthe first area D1.

Next, the user may change the arrangement order of the plurality ofaccounts displayed in the first area D1 by using the order change iconHG displayed on the plurality of accounts in the edit screen SD.

For example, the user can move the fourth account A4 to below the sixthaccount A6 by touching or dragging and dropping the order change icon HGof the fourth account A4 displayed in the first area D1. As the usermoves the fourth account A4, the user device 200 may display theplurality of accounts in the first area D1 in the order of the firstaccount A1, the third account A3, the fifth account A5, the sixthaccount A6, and the fourth account A4.

At this time, if there are many accounts displayed on the edit screenSD, the user device 200 may provide a scroll operation to check theaccount list up and down.

If the user has started using edit functions, such as setting a primaryaccount, changing the order of accounts, changing the setting of thebalance display button, etc., the user device 200 may display a savebutton SB on the edit screen SD.

Next, if the user clicks the save button SB, the user device 200 mayapply and display the changes made on the edit screen SD onto the homescreen HD.

If the user clicks a cancel button CB, the user device 200 may cancelall the changes set in the edit screen SD and then display the homescreen HD.

Next, referring to <a4> of FIG. 3B, the user device 200 may display theplurality of accounts on the home screen HD in the same arrangementorder as the account arrangement order in the edit screen SD.

Specifically, the user device 200 may display the fourth account A4below the sixth account A6 based on the account arrangement order set inthe edit screen SD. At this time, the first account A1, serving as theprimary account, may be located at the top of the home screen HD. Thesecond account A2, which has been excluded from editing, may bedisplayed below the first account A1, which is the same as the previouslocation (the location shown in <a1> of FIG. 3 ).

The user device 200 may display the plurality of accounts on the homescreen HD in the order of the first account A1, the second account A2,the third account A3, the fifth account A5, the sixth account A6, andthe fourth account A4.

Through this, the method for providing a service of hiding account andbalance information of the described technology can reduce the hassle offinding frequently used accounts from an account list every time theaccounts are used by displaying the accounts in the order the user wantson the home screen.

In the following, a method of setting for hiding accounts in accordancewith some embodiments of the described technology will be described.

FIGS. 4, 5A and 5B are diagrams for illustrating a method of adjusting auser interface displayed on a user device using a masking layer, forexample, so as to set for hiding accounts in accordance with someembodiments of the described technology.

First, referring to FIG. 4 , the user device 200 displays a plurality ofaccounts on the home screen (S210). At this time, the size of theplurality of accounts displayed on the home screen may be formed to belarger than that of the plurality of accounts displayed on the editscreen.

Next, the user device 200 receives a screen edit request from the user(S220).

Next, the user device 200 displays the plurality of accounts displayedon the home screen on the first area of the edit screen (S230).

At this time, the arrangement order of the plurality of accountsdisplayed on the edit screen may be the same as the arrangement order ofthe plurality of accounts displayed on the home screen. Each of theplurality of accounts may include an order change icon.

Next, the user freely changes the location of the displayed accounts tothe first area or the second area (S240). At this time, the accounts forwhich the order change icon has been selected may be moved to the firstarea or the second area through the drag-and-drop animation based on auser input.

Next, the user device 200 displays only the accounts included in thefirst area on the home screen (S250). At this time, the user device 200may display the plurality of accounts on the home screen in the samearrangement order as the arrangement order of the plurality of accountsincluded in the first area.

In the following, a method of hiding accounts in accordance with anembodiment of the described technology will be described using the firstarea and the second area of the edit screen with reference to FIGS. 5Aand 5B. In FIGS. 5A and 5B, <b1> and <b2> show illustrations for settingaccounts to be hidden in the edit screen SD, and <b3> shows the homescreen HD after the setting for hiding is completed.

Referring to FIGS. 1, 3A, 3B, 5A and 5B, in a method for providing aservice of hiding account information in accordance with an embodimentof the described technology, the user may move accounts to be hiddenamong the plurality of accounts displayed on the first area D1 of theedit screen SD to the second area D2.

At this time, the user device 200 may provide a function for setting anarrangement order for a plurality of accounts and an action for movingaccounts (e.g., raising after releasing in the middle) in the editscreen SD.

For example, the user may move the fifth account A5 to the second areaD2 by selecting the order change icon HG on the edit screen SD. Inaddition, the user may move the fifth account A5, the sixth account A6,the fourth account A4, and the third account A3 to the second area D2.The user device 200 may display the fifth account A5, the sixth accountA6, the fourth account A4, and the third account A3 in the second areaD2.

At this time, the user device 200 may display the account name, balanceinformation, account color, and order change icon HG onto the accountslocated in the second area D2. In addition, the user may select theorder change icon HG to move some accounts to the first area D1.

Next, if the user clicks the save button SB, the user device 200 maydisplay the home screen HD. At this time, the user device 200 maydisplay on the home screen HD only the first account A1 located in thefirst area D1 of the edit screen SD and the second account A2, which isa safe box that was excluded from editing.

Meanwhile, FIGS. 6A and 6B are diagrams for illustrating one embodimentof hiding all accounts in accordance with the method of setting forhiding accounts of FIG. 4 . In this case, it is assumed that the userdoes not have any account but meeting-member bankbooks.

In FIGS. 6A and 6B, <c1> shows the home screen HD of the user, <c2> and<c3> show an illustration for setting accounts to be hidden, and <c4>shows the home screen HD after setting accounts to be hidden.

Referring to FIGS. 1, 3A, 3B, 6A and 6B, if the user runs theapplication, the user device 200 may display on the home screen HD thefourth account A4, which is a first meeting-member bankbook account(e.g., ‘Year of the Sheep Club’), and the sixth account A6, which is asecond meeting-member bankbook account (e.g., ‘Let's go to Hawaii’).

Next, the user may click the screen edit button DS. After receiving ascreen edit request from the user, the user device 200 may display theedit screen SD. At this time, the fourth account A4 and the sixthaccount A6 displayed on the home screen HD may be displayed on the firstarea D1 of the edit screen SD.

Next, the user device 200 may move the fourth account A4 and the sixthaccount A6 displayed on the first area D1 to the second area D2 based ona user input.

Next, the user device 200 may display the fourth account A4 and thesixth account A6 on the second area D2, and receive a save request fromthe user via the save button SB.

The user device 200 may receive the accounts included in the first areaD1 and may not display the accounts on the home screen HD.

In other words, the user device 200 can provide a service of hiding toall of the members participating in meeting bankbooks, unreal-namecustomers, real-name customers, etc., in the case of having only ownaccounts without a primary account or in the case of having onlymeeting-member bankbooks without own accounts. However, this is just oneexample and the described technology is not limited thereto.

In short, the method for providing a service of hiding accountinformation of the described technology can prevent accounts from beingexposed to others and thus improve financial security for each person bydisplaying only the plurality of accounts set by the user on the homescreen.

In the following, a method of hiding balance information in an accountusing the balance display button, performed in the method for providinga service of hiding account information, will be described.

FIGS. 7, 8A and 8B are diagrams for illustrating a method of setting forhiding balance information of an account in accordance with someembodiments of the described technology.

First, referring to FIG. 7 , the user device 200 displays accounts onthe screen and receives a screen edit request from the user (S310 andS320).

Next, the user device 200 displays a balance display button in the editscreen (S330). At this time, the user device 200 may display an initialvalue of the balance display button as a balance display setting.

Next, the user device 200 receives a balance display cancellationcommand from the user (S340). The balance display cancellation commandmay be executed by sliding the balance display button and disabling afunction of ‘displaying the balance on the home screen.’ The user device200 may display the save button SB on the edit screen at the same timeas receiving the change in the balance display setting.

At this time, the user device 200 may display a pop-up for a method ofchecking the balance.

Next, the user device 200 hides the balance information of the accountsdisplayed on the screen (S350). At this time, the user device 200 maydisplay other information (e.g., ‘view balance’ text, a separate image,etc.) in the balance display area without disclosing the balanceinformation.

Referring to FIGS. 8A and 8B, <d1> and <d2> are illustrations showing abalance display setting method of the edit screen SD, <d3> is anillustration showing a guide pop-up IP displayed after the balancedisplay has been canceled, and <d4> is an illustration showing the homescreen HD with the balance information hidden after the balance displayhas been canceled.

Specifically, the user device 200 may display the balance display buttonMB on the edit screen SD.

Next, the user device 200 may change the position of the balance displaybutton MB of the edit screen SD to an OFF state based on the user input.Next, the user device 200 may cancel the balance display function byreceiving an input at the save button SB for canceling the balancedisplay.

At this time, the user device 200 may display the balance information ofthe accounts in the edit screen SD, regardless of setting or cancelingthe balance display function. However, this may be changed andimplemented in other embodiments.

Next, if the user device 200 displays the home screen HD, the userdevice 200 may display the guide pop-up IP.

The guide pop-up IP may include a description, an image, etc. for thefunction of checking the balance and the method of checking the balance.If the user closes the guide pop-up IP, the user device 200 may notdisplay the guide pop-up IP again until the balance display function isreset by the user.

However, the guide pop-up IP may be displayed each time the user entersthe home screen HD after the balance display function is changed fromsetting to cancellation.

Next, if the user closes the guide pop-up IP, the user device 200 maydisplay on the home screen HD a seventh account A7, an eighth accountA8, a ninth account A9, a tenth account A10, an eleventh account A11, atwelfth account A12, and a thirteenth account A13, which are all theaccounts displayed on the home screen HD, with the balance informationthereof hidden.

Specifically, the user device 200 may hide the balance display bydisplaying a masking layer ML including the phrase ‘view balance’instead of the balance information on the balance display area of theseventh account A7, the eighth account A8, the ninth account A9, thetenth account A10, the eleventh account A11, the twelfth account A12,and the thirteenth account A13. However, the described technology is notlimited thereto, and other phrases, images, etc., may be used instead of‘view balance’ on the masking layer ML.

In the following, a method of hiding balance information and a method ofdisclosing the balance information using a touch event for accounts ofthe described technology will be described in detail.

FIG. 9 is a flowchart for illustrating an algorithm of a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with one embodiment of the described technology.

Referring to FIG. 9 , the user device 200 displays accounts on thescreen (S410).

Next, the user device 200 displays a masking layer covering a balancedisplay area of the accounts displayed (S420). At this time, the maskinglayer may be formed and displayed opaquely on the balance display area.

Next, the user device 200 determines whether a touch event of the userhas occurred on the balance display area (S430).

Next, if a touch event has occurred, the user device 200 determineswhether the length dragged through the touch event of the user isgreater than a preset threshold (S440).

Specifically, the user device 200 may receive a touch start point wherethe touch event has first occurred and a touch end point where the touchevent has last occurred. The user device 200 may calculate the draggedlength based on the length between the touch start point and the touchend point.

If the dragged length is less than the threshold, the user device 200scrolls the screen based on the touch event (S445). That is, anoperation of scrolling the entire screen may be performed bytransferring the inputted touch event of the user to the scrolloperation.

On the other hand, if the dragged length is greater than the threshold,the user device 200 adjusts the size of the masking layer using thewidth between the touch start point and the touch end point (S450). Atthis time, the user device 200 may increase or decrease the size of themasking layer through a gradually changing animation effect. As the sizeof the masking layer is adjusted, the balance information locatedbeneath the masking layer may be shown on the screen.

Next, the user device 200 determines whether the touch event has ended(S460).

If the touch event has not ended, the user device 200 performs stepsS450 to S460 repetitively.

On the other hand, if the touch event has ended, the user device 200readjusts the size of the masking layer (S470). At this time, the userdevice 200 may increase the size of the masking layer so that the sizeof the masking layer returns to an initial set value. In this case, thechange in the size of the masking layer may be expressed through ananimation effect that changes gradually as described above.

FIG. 10 is a flowchart for illustrating an algorithm of a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with another embodiment of the described technology. In thefollowing, the description overlapping with that described above withreference to FIG. 9 will not be repeated, and differences will be mainlydescribed.

Referring to FIG. 10 , following step S420 described above, the userdevice 200 determines whether a touch event of the user has occurred onthe screen (S530).

Next, if a touch event has occurred, the server 100 derives a first axismovement displacement (in the following, referred to as an X-axismovement displacement) and a second axis movement displacement (in thefollowing, referred to as a Y-axis movement displacement) of the touchevent based on the touch event of the user (S540). At this time, theX-axis movement displacement and the Y-axis movement displacement may beset to extend in a direction orthogonal to each other.

For example, the X-axis movement displacement may be set in thehorizontal axis direction (i.e., the left and right direction) of thescreen, and the Y-axis movement displacement may be set in the verticalaxis direction (i.e., the up and down direction) of the screen. At thistime, the X-axis movement displacement may be a movement distance of thetouch event in the horizontal axis direction, and the Y-axis movementdisplacement may be a movement distance of the touch event in thevertical axis direction.

However, this is just one example, and the extension directions of theX-axis movement displacement and the Y-axis movement displacement may bechanged as the screen is tilted.

Next, the user device 200 scrolls the screen based on the Y-axismovement displacement derived (S545). That is, an operation of scrollingthe screen in the Y-axis direction (e.g., the vertical direction of thescreen) may be performed by transferring the derived Y-axis movementdisplacement to the scroll operation.

Next, the user device 200 adjusts the size of the masking layer based onthe X-axis movement displacement (S550). As the size of the maskinglayer is adjusted, the balance information located beneath the maskinglayer may be shown on the screen. At this time, the user device 200 mayincrease or decrease the size of the masking layer through a graduallychanging animation effect.

On the other hand, in a further embodiment, the user device 200 may beoperated to derive the X-axis movement displacement only for a portionof the inputted touch event that overlaps with the balance display areaand to adjust the size of the masking layer based on this.

In addition, although steps S545 and S550 are described as beingsequentially performed in FIG. 10 , the described technology is notlimited thereto, and as a matter of course, steps S545 and S550 may beperformed by changing the order or may be performed simultaneously.Accordingly, if the user generates a touch event dragging diagonally onthe screen, the operation of displaying the balance information on thescreen and the operation of scrolling the entire screen vertically maybe performed simultaneously.

Next, the user device 200 determines whether the touch event of the userhas ended (S560).

If the touch event has not ended, the server 100 performs steps S540 toS550 repetitively.

On the other hand, if the touch event has ended, the user device 200readjusts the size of the masking layer (S570). At this time, the server100 may increase the size of the masking layer so that the size of themasking layer returns to an initial set value. Likewise, the change inthe size of the masking layer may be expressed through an animationeffect that changes gradually.

FIGS. 11A and 11B are diagrams for illustrating the method of hiding anddisclosing balance information of FIG. 9 . Here, a description will begiven with an example in which the user device 200 uses a masking layerML to hide the balance information of the seventh account A7.

In FIGS. 11A and 11B, <e1> is an illustration showing a method ofdisclosing hidden balance information using a touch event (e.g., aslide), <e2> is an illustration that the balance that was hidden isdisclosed in the account by the touch event, and <e3> is an illustrationshowing that the balance information that has been disclosed is hiddenagain after the touch event has ended.

In the following, it is assumed that the maximum values of the widths ofthe masking layer ML and the balance layer (GL in FIG. 13 ) are equal tothe width of the balance display area GA for convenience of description.

Referring to FIGS. 1, 3A, 3B, 11A and 11B, the user device 200 maydisplay an opaque masking layer ML on the balance display area GA of theseventh account A7 for which the balance display function has beencanceled.

At this time, the user device 200 may display preset contents (e.g.,‘view balance’) on the masking layer ML.

Further, the user device 200 may set the width of the masking layer MLto the maximum value of a preset range.

Next, the user device 200 may receive a touch event that has occurred inthe balance display area GA from the user. The user device 200 mayreceive a touch start point TS and a touch end point TE through thetouch event.

Next, the user device 200 may calculate a length between the touch startpoint TS and the touch end point TE based on the received touch startpoint TS and the touch end point TE. At this time, a threshold may beset to a predetermined number of pixels or a predetermined distance.

Next, if the distance between the touch start point TS and the touch endpoint TE (i.e., the dragged length) does not exceed the threshold, theuser device 200 may transfer the touch event to a scroll operation onthe screen. For example, the user device 200 may perform operations suchas scrolling the account list according to the vertical scrolling, etc.,based on the touch event.

On the other hand, if the dragged length exceeds the preset threshold,the user device 200 may start the balance display function.

Specifically, the user device 200 may decrease the width of the maskinglayer ML based on the calculated width. If the width of the maskinglayer ML has decreased, the user device 200 may display the balanceinformation (or the net cash balance) of the seventh account A7 on thebalance display area GA corresponding to the location where the maskinglayer ML has been disappeared. At this time, if both the net cashbalance and the withdrawable balance are present in the account, theuser device 200 may display both the net cash balance and thewithdrawable balance in the balance display area GA.

For example, if the user slides the balance display area GA completelyfrom left to right, the user device 200 may receive the touch startpoint TS at the left end of the balance display area GA, and receive thetouch end point TE at the right end.

Next, the user device 200 may calculate the width between the touchstart point TS and the touch end point TE. At this time, the calculatedwidth may be the entire width of the balance display area GA.

The user device 200 may set the width of the masking layer ML to a valueobtained by subtracting the calculated width from the maximum value thatis the initially set width of the masking layer ML. As the draggedlength of the touch event increases, the width of the masking layer MLmay decrease.

When the width of the masking layer ML is changed to the minimum valueby the touch event, the user device 200 may disclose the balanceinformation (e.g., KRW-12,418,124) of the account on the balance displayarea GA.

Next, when the touch event has ended, the user device 200 may increasethe width of the masking layer ML up to the initial value (i.e., themaximum value). Similarly, the user device 200 may change the width ofthe masking layer ML up to the maximum value by using an animationeffect in which the size of the masking layer ML is gradually increased.

At this time, the masking layer ML may be changed at the same time asthe touch event ends, or may be changed after a predetermined time haselapsed. Here, the predetermined time may be changed by the setting of auser or a system operator.

In the following, an example of implementing a method of hiding balanceinformation displayed in an account and a method of disclosing thebalance information through a touch event will be described.

FIGS. 12, 13A and 13B are diagrams for illustrating a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with one embodiment of the described technology. Here, <f1>is an illustration showing that the balance in an account is hidden by amasking layer ML, <f2> and <f3> are illustrations showing that thehidden balance is disclosed by a touch event, and <f4> is anillustration showing that the balance is hidden after the touch eventhas ended.

First, the user device 200 may display on an account displayed on thescreen a background layer BL corresponding to that account. In addition,the user device 200 may display the balance layer GL and the maskinglayer ML upon the background layer BL.

In this case, although not clearly illustrated in the drawings, thebalance layer GL may be arranged beneath the masking layer ML.

As set initial values, the width of the balance layer GL may bedisplayed with the minimum value of a preset range, and the width of themasking layer ML may be displayed with the maximum value of a presetrange. At this time, the balance layer GL and the masking layer MLdisplayed on the screen may be expressed so as not to overlap with eachother.

Next, the widths of the balance layer GL and the masking layer ML mayvary based on the touch event. At this time, the width of the balancelayer GL and the width of the masking layer ML may be changed in inverseproportion to each other.

Specifically referring to FIG. 12 , following step S420 of FIG. 9 , theuser device 200 displays the balance layer with the minimum value of apreset range (S621). At this time, the user device 200 may display thebalance layer GL on the balance display area of the background layer BLcorresponding to a particular account.

Next, the user device 200 displays the masking layer ML with the maximumvalue of a preset range so as not to overlap with the balance layer GL(S625).

At this time, the masking layer ML may be displayed on the balancedisplay area of the background layer BL.

Next, the user device 200 receives a touch event including a touch startpoint and a touch end point (S630).

Next, the user device 200 calculates the width between the touch startpoint and the touch end point (S640).

Next, the user device 200 adjusts the size of the balance layer GL andthe masking layer ML based on the calculated width (S650).

At this time, the user device 200 may increase the size of the balancelayer GL based on the calculated width. Whereas the user device 200 maydecrease the size of the masking layer ML based on the calculated width.

Next, the user device 200 readjusts the size of the balance layer GL andthe masking layer ML to the initial set values at the end of the touchevent (S660). That is, the user device 200 may decrease the width of thebalance layer GL down to the minimum value and increase the size of themasking layer ML up to the maximum value, thereby hiding the balanceinformation.

Specifically, for example, referring to <f1> and <f2> of FIG. 13A, if atouch event occurs, the user device 200 may disclose the balanceinformation by adjusting the widths of the balance layer GL and themasking layer ML.

When the user starts touching, the user device 200 may extract a touchstart point TS and a touch end point TE from the touch event.

Next, the user device 200 may calculate the width between the touchstart point TS and the touch end point TE. Next, the user device 200 mayadjust the size of the balance layer GL and the masking layer ML basedon the calculated width.

At this time, the user device 200 may change the width of the maskinglayer ML to a value obtained by subtracting the calculated width fromthe maximum value of the width of the masking layer ML. Next, the userdevice 200 may display the masking layer ML whose width is decreasingupon the background layer BL. At this time, only part of the ‘viewbalance’ text may be displayed on the contents of the masking layer ML.

On the other hand, the user device 200 may change the width of thebalance layer GL to a value obtained by adding the calculated width tothe minimum value of the width of the balance layer GL. In this case,the user device 200 may display the balance layer GL whose width isincreasing upon the background layer BL.

Through this, the user device 200 may expose part of the balance layerGL between the touch start point TS and the touch end point TE, therebyshowing a portion of the balance of the account.

In <f3> of FIG. 13B, the calculated width between the touch start pointTS and the touch end point TE may be the maximum value of the presetrange.

Therefore, the user device 200 may display the masking layer ML with theminimum value of the preset range upon the background layer BL. On theother hand, as the width of the balance layer GL is displayed with themaximum value, the user device 200 displays the full balance information(e.g., KRW-12,418,124) in the account.

Next, referring to <f4> of FIG. 13B, the user device 200 may receive theend of the touch event. That is, an input that the user ends the touchoperation of dragging and releases his or her hand may be received.

When the touch input of the user has ended, the user device 200 maychange the width of the balance layer GL to be the minimum value of thepreset range. On the contrary, the user device 200 may change the widthof the masking layer ML to be the maximum value of the preset range.Through this, an animation effect of hiding the disclosed balanceinformation again may be expressed on the screen.

In the following, another implementation of the method of hiding thebalance information and disclosing the balance information will bedescribed.

FIGS. 14, 15A and 15B are diagrams for illustrating a method ofadjusting a user interface displayed on a user device using a maskinglayer, for example, so as to hide and show balance information inaccordance with another embodiment of the described technology. Here,<g1> is an illustration showing that the balance of an account is hiddenby masking, <g2> and <g3> are illustrations showing that the hiddenbalance is disclosed by a touch event, and <g4> is an illustrationshowing that the balance is hidden after the touch event has ended. Inthe following, the description of the part overlapping with thatdescribed above will be brief or will not be repeated, and thedifferences will be mainly described.

Referring to FIGS. 14, 15A and 15B, following step S420 of FIG. 9 , theuser device 200 displays a background layer BL including the balanceinformation of a particular account for that account, and displays amasking layer ML that covers the balance information upon the backgroundlayer BL (S721).

At this time, the balance information may be displayed in the balancedisplay area of the background layer BL, and the masking layer ML may bedisplayed to overlap with the balance information in the balance displayarea.

Next, the user device 200 receives a touch event including a touch startpoint and a touch end point (S730).

Next, the user device 200 calculates the width between the touch startpoint and the touch end point (S740).

Next, the user device 200 adjusts the size of the masking layer ML basedon the calculated width (S750). At this time, the user device 200 maychange the width of the masking layer ML to a value equal to a valueobtained by subtracting the calculated width from the maximum value of apreset range.

Next, at the end of the touch event, the user device 200 readjusts thesize of the masking layer ML to a preset initial set value (i.e., themaximum value of the preset range) (S760). At this time, the change inthe size of the masking layer ML may be expressed through an animationeffect that changes gradually.

Specifically, referring to <g1> of FIG. 15A, if a request for hidingbalance is received from a user (that is, if the balance display buttonMB in FIG. 8 is disabled), the user device 200 may generate and displaya masking layer ML on the balance display area.

At this time, the user device 200 may set the width of the masking layerML to the maximum value of a preset range. The masking layer ML set tothe maximum width may be arranged to overlap over the balanceinformation in the balance display area.

Next, referring to <g2> of FIG. 15A, the user device 200 may disclosethe hidden balance information based on a touch event of the user.

When the user starts touching, the user device 200 may receive a touchstart point TS and a touch end point TE from the touch event.

Next, the user device 200 may calculate the width (i.e., the draggedlength) between the touch start point TS and the touch end point TE. Theuser device 200 may change the width of the masking layer ML to a valueobtained by subtracting the calculated width from the maximum value ofthe preset range. That is, the width of the masking layer ML maydecrease by the increase of the dragged length.

At this time, as the width of the masking layer ML decreases by theincrease of the dragged length, the user device 200 may disclose part ofthe balance information in the portion by which the width of the maskinglayer ML has been decreased in the balance display area.

Next, referring to <g3> of FIG. 15B, as the dragged length increases,the width of the masking layer ML may be displayed with the minimumvalue (e.g., 0) of the preset range. Accordingly, the balanceinformation included in the balance display area may be disclosedcompletely.

Next, referring to <g4> of FIG. 15B, the user device 200 may receive theend of the touch event. That is, an input that the user ends the touchoperation of dragging and releases his or her hand may be received.

When the touch event has ended, the user device 200 may increase thewidth of the masking layer ML up to the maximum value of the presetrange. Through this, an animation effect of hiding the disclosed balanceinformation again may be expressed on the screen.

The change in the size of the masking layer ML may occur as soon as thetouch event ends. However, the described technology is not limitedthereto, and the change in the size of the masking layer ML may occurafter a preset time has elapsed after the end of the touch event. Inthis case, the preset time and the rate of change in the size of themasking layer ML may be freely changed.

Through this, the described technology discloses the balance informationby adjusting the size of the masking layer ML based on the touch eventof the user that has occurred in the balance display area. Through this,the user can check the balance of particular accounts only at themoments s/he desires, thereby reducing anxiety about exposure offinancial information. Moreover, the described technology includes anentertainment element for checking balance information little by littleas if scratching a lottery ticket, so that users can feel fun andincrease the utilization rate of the service.

The above description is merely an illustrative description of thetechnical idea of the present embodiments, and those having ordinaryskill in the art to which the present embodiments pertain will be ableto make various modifications and variations without departing from theessential characteristics of the embodiments. Therefore, the presentembodiments are not intended to limit the technical idea of the presentembodiments but to describe it, and the scope of the technical idea ofthe present embodiments is not limited by these embodiments. The scopeof protection of the present embodiments should be construed by theaccompanying claims, and all technical ideas within the scope equivalentthereto should be construed as being included in the scope of thepresent embodiments.

What is claimed is:
 1. A method of adjusting a user interface displayedon a user device, the method comprising: establishing, by acommunication interface of the user device, a communication link with aserver; receiving, by the communication interface, account informationassociated with a user from the server, the account informationcomprising a plurality of accounts of the user; providing, by aprocessor of the user device, a user interface on a display of the userdevice, the user interface configured to provide information associatedwith the plurality of accounts on a home screen of the display and anedit screen of the display, the edit screen comprising a first area anda second area different from and not overlapping the first area on theedit screen; controlling the user interface, by the processor, todisplay the plurality of accounts on the home screen of the display;receiving, by the processor, a screen edit request from the user throughselection of an icon displayed on the home screen; controlling the userinterface, by the processor, to display the plurality of accounts in thefirst area of the edit screen; controlling the user interface, by theprocessor, to move locations of at least one of the plurality ofaccounts from the first area to the second area based on a user input;and controlling the user interface, by the processor, to display on thehome screen only one or more accounts remaining in the first area of theedit screen such that the at least one of the plurality of accountsmoved to the second area is invisible on the home screen wherein theedit screen is a screen separate from the home screen, and is displayedin response to the user's selection of the icon corresponding to thescreen edit request displayed on the home screen, and wherein each ofthe plurality of accounts is determined whether or not they are exposedon the home screen depending on whether they are present in the firstarea or the second area on the edit screen.
 2. The method of claim 1,wherein a size of each of the plurality of accounts displayed on thehome screen is formed to be larger than a size of each of the pluralityof accounts displayed on the edit screen.
 3. The method of claim 1,wherein in the edit screen, each of the plurality of accounts comprisesan order change icon, and wherein accounts for which the order changeicon is selected are moved from the first area to the second areathrough a drag and drop animation based on the user input.
 4. The methodof claim 3, further comprising: receiving, by the processor, the screenedit request again from the user through selection of the icon displayedon the home screen; and controlling the user interface, by theprocessor, to display the plurality of accounts in the first area andsecond area of the edit screen, wherein the first area comprising the atleast one of the plurality of accounts, wherein the second areacomprising the remaining accounts out of the plurality of accounts,wherein in the edit screen, each of the plurality of accounts comprisesan order change icon, and wherein accounts for which the order changeicon is selected are moved from the second area to the first areathrough a drag and drop animation based on the user input.
 5. The methodof claim 1, wherein controlling the user interface to display on thehome screen only the one or more accounts remaining in the first areacomprises: fixing and displaying a preset primary account out of theplurality of accounts at a top of the home screen; and displaying theone or more remaining accounts on the home screen in the same order asan arrangement order in the first area.
 6. The method of claim 1,wherein controlling the user interface to display the plurality ofaccounts in the first area of the edit screen, the plurality of accountsnot comprising a predetermined specific account to be excluded from theedit screen.
 7. The method of claim 1, further comprising: controllingthe user interface, by the processor, to display a balance displaybutton on the edit screen; and receiving, by the processor, a displaysetting for the balance information of the accounts displayed on thehome screen from the user through selection of the balance displaybutton displayed on the edit screen.
 8. The method of claim 7, whereinthe display setting for the balance information of the accounts isapplied to all the accounts displayed on the home screen.
 9. Anon-transitory computer-readable recording medium storingcomputer-executable instructions, the computer-executable instructionsconfigured to cause a computing device having at least one processor andat least one memory to perform a method of adjusting a user interfacedisplayed on a user device, the method comprising: establishing, by acommunication interface of the user device, a communication link with aserver; receiving, by the communication interface, account informationassociated with a user from the server, the account informationcomprising a plurality of accounts of the user; providing, by aprocessor of the user device, a user interface on a display of the userdevice, the user interface configured to provide information associatedwith the plurality of accounts on a home screen of the display and anedit screen of the display, the edit screen comprising a first area anda second area different from and not overlapping the first area on theedit screen; controlling the user interface, by the processor, todisplay the plurality of accounts on the home screen of the display;receiving, by the processor, a screen edit request from the user throughselection of an icon displayed on the home screen; controlling the userinterface, by the processor, to display the plurality of accounts in thefirst area of the edit screen; controlling the user interface, by theprocessor, to move locations of at least one of the plurality ofaccounts from the first area to the second area based on a user input;and controlling the user interface, by the processor, to display on thehome screen only one or more accounts remaining in the first area of theedit screen such that the at least one of the plurality of accountsmoved to the second area is invisible on the home screen, wherein theedit screen is a screen separate from the home screen, and is displayedin response to the user's selection of the icon corresponding to thescreen edit request displayed on the home screen, and wherein each ofthe plurality of accounts is determined whether or not they are exposedon the home screen depending on whether they are present in the firstarea or the second area on the edit screen.
 10. The method of claim 1,wherein the home screen comprises the icon comprising a screen editbutton thereon, and wherein the edit screen comprises a save buttonthereon; wherein receiving the screen edit request comprises:determining, by the processor, whether the screen edit button on thehome screen is selected by the user; wherein the method furthercomprises controlling the user interface, by the processor, to close thehome screen and display the edit screen in response to determining thatthe screen edit button is selected by the user, wherein the edit screenis not displayed when the screen edit button is not selected by theuser; wherein controlling the user interface, by the processor, to movelocations of the at least one account comprises controlling the userinterface to enable the user to select the at least one account not tobe displayed on the home screen and move the at least one account fromthe first area of the edit screen to the second area of the edit screensuch that the at least one account is placed in the second area of theedit screen while the one or more remaining accounts are placed in thefirst area of the edit screen; wherein the method further comprises:determining, by the processor, whether the save button on the editscreen is selected by the user; controlling the user interface, by theprocessor, to close the edit screen in response to determining that thesave button on the edit screen is selected by the user; and controllingthe user interface, by the processor, to restore the home screen inresponse to the edit screen being closed, wherein only the one or moreremaining accounts are displayed on the home screen while the at leastone account moved to the second area is invisible on the home screen.11. The non-transitory computer-readable recording medium of claim 9,wherein the home screen comprises the icon comprising a screen editbutton thereon, and wherein the edit screen comprises a save buttonthereon; wherein receiving the screen edit request comprises:determining, by the processor, whether the screen edit button on thehome screen is selected by the user; wherein the method furthercomprises controlling the user interface, by the processor, to close thehome screen and display the edit screen in response to determining thatthe screen edit button is selected by the user, wherein the edit screenis not displayed when the screen edit button is not selected by theuser; wherein controlling the user interface, by the processor, to movelocations of the at least one account comprises controlling the userinterface to enable the user to select the at least one account not tobe displayed on the home screen and move the at least one account fromthe first area of the edit screen to the second area of the edit screensuch that the at least one account is placed in the second area of theedit screen while the one or more remaining accounts are placed in thefirst area of the edit screen; wherein the method further comprises:determining, by the processor, whether the save button on the editscreen is selected by the user; controlling the user interface, by theprocessor, to close the edit screen in response to determining that thesave button on the edit screen is selected by the user; and controllingthe user interface, by the processor, to restore the home screen inresponse to the edit screen being closed, wherein only the one or moreremaining accounts are displayed on the home screen while the at leastone account moved to the second area is invisible on the home screen.12. A method of adjusting a user interface displayed on a user device,the method comprising: establishing, by a communication interface of theuser device, a communication link with a server; receiving, by thecommunication interface, account information associated with a user fromthe server, the account information comprising a plurality of accountsof the user; providing, by a processor of the user device, a userinterface on a display of the user device, the user interface configuredto provide information associated with the plurality of accounts on ahome screen of the display and an edit screen of the display, the editscreen comprising a first area and a second area different from and notoverlapping the first area on the edit screen, wherein the home screencomprises a screen edit button thereon, and wherein the edit screencomprises a save button thereon; controlling the user interface, by theprocessor, to display the plurality of accounts on the home screen ofthe display; determining, by the processor, whether the screen editbutton on the home screen is selected by the user; controlling the userinterface, by the processor, to close the home screen and display theedit screen in response to determining that the screen edit button isselected by the user, wherein the edit screen is not displayed when thescreen edit button is not selected by the user; controlling the userinterface, by the processor, to display the plurality of accounts in thefirst area of the edit screen; controlling the user interface, by theprocessor, to enable the user to select one or more first accounts ofthe plurality of accounts to be displayed on the home screen and toselect one or more second accounts of the plurality of accounts not tobe displayed on the home screen by moving the one or more secondaccounts from the first area of the edit screen to the second area ofthe edit screen such that the one or more first accounts are placed inthe first area of the edit screen and the one or more second accountsare placed in the second area of the edit screen; determining, by theprocessor, whether the save button on the edit screen is selected by theuser; controlling the user interface, by the processor, to close theedit screen in response to determining that the save button on the editscreen is selected by the user; controlling the user interface, by theprocessor, to restore the home screen in response to the edit screenbeing closed; and controlling the user interface, by the processor, todisplay on the home screen the one or more first accounts of theplurality of accounts while not displaying on the home screen the one ormore second accounts of the plurality of accounts.